Acknowledgements Upon Use of the Trust & Will App. By clicking the box below, you acknowledge that you individually and on behalf of your heirs and/or beneficiaries (hereinafter individually and collectively, "You" or "Your") will be accessing and/or using services of Trust & Will and Huge Legal Technology Company Inc. (the owner and operator of www.trustandwill.com) and/or of their affiliates, agents, and/or third-party contractors (collectively, "Trust and Will"). You further acknowledge that such services include the Trust & Will site and all related services, self-help documents, forms, and templates provided by Trust and Will, which include, but are not limited to, on-line tools and materials to assist You with the preparation, execution and storage of Your estate planning or other legal documents ("Trust and Will Services"). You acknowledge that you are at least 18 years of age and your use of any Trust and Will Service is done at Your own risk. You further acknowledge that MSUFCU does not recommend or endorse Your use of or reliance upon any Trust and Will Services), and You understand and agree that any decision to use, access, or rely upon any Trust and Will Service(s) is solely Your independent decision. You acknowledge that MSUFCU is not your legal representative and cannot offer legal advice to You. You further acknowledge that by making the Trust & Will app available to You, MSUFCU is not offering You legal advice.

Disclaimer of Liability. You hereby release and discharge Michigan State University Federal Credit Union and its respective directors, officers, agents, and employees ("MSUFCU") from any and all liability, suits, claims, judgments, administrative actions, damages, causes of action and/or any demands arising out of or related to Your use of Trust and Will Services, and You hereby disclaim all rights and any causes of action that You may have against MSUFCU for any direct, indirect, consequential, special, or exemplary damages, or any other losses, costs, or expenses, arising out of or related to Your use or Your reliance upon such Trust and Will Service(s).